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What is Monero, and what sets it apart from other coins?
Monero is built around privacy: by design, a transfer hides the sender, the receiver and the amount. That property shapes where 
XMR can be exchanged: some platforms have dropped the coin, while exchangers still handle it.
A Monero address starts with «4», while a subaddress starts with «8». Keep those two prefixes in mind when you check an address in an order or enter your own to receive coins.
Why do people look for Monero at exchangers?
Several large centralized crypto exchanges have delisted Monero, which leaves exchangers as one of the ways to buy or sell XMR. A monitor shows at a glance which of them quote your direction right now.
Privacy on-chain does not switch off an exchanger's rules. A service may ask for AML/KYC verification under its own policy, and a card payout may need a card check or a matching cardholder name. Find out before you create an order.
Monero hides transfer details on the network, but it doesn't override the exchanger's rules: if verification applies, you go through it as with any other coin.
Which Monero directions does OnExchanger list?
Popular Monero directions run to and from Dash, 
Ethereum, 
Bitcoin, 
USDT and hryvnia cards. The full live list is in the «Sell Monero» and «Buy Monero» blocks above.
Good starting points for comparison:
- selling Monero to
Privat24 — hryvnias to a PrivatBank card; - XMR to a UAH card — for hryvnia cards of Ukrainian banks without a direction of their own;
- Bitcoin to Monero — buying XMR with BTC;
- ETH to Monero — buying XMR with Ethereum;
- USDT ERC20 to XMR — buying with the stablecoin on Ethereum.
USDT buyers have more than one network to choose from: besides ERC20 there are directions from USDT on Arbitrum and Polygon. The network must match the one you send from; our guide on picking a USDT network explains why.
How do you sell or buy Monero through an exchanger?
To sell, pick a direction and amount, create an order on the exchanger's site, send XMR to the address in the order and wait for network confirmations; the exchanger then pays hryvnias or another coin. Buying is the reverse: you pay, and XMR arrives at your address.
Selling for hryvnias looks like this:
- Open the direction page for your bank and enter the XMR amount.
- Compare the amount to receive, limits and reserve across exchangers.
- Go to the exchanger you chose and create an order with your card number.
- Send XMR to the address the order shows.
- Once the network confirms, the exchanger sends hryvnias to your card.
When buying, you enter your own XMR wallet address in the order and pay by card, bank transfer or another coin, depending on the direction. Whether the rate is fixed or floating is set out in the exchanger's terms.
What should you check before sending Monero?
Check the address, the coin and the order terms: send XMR only to the Monero address from the current order, and when buying, give an address that starts with «4» or «8».
Setting Monero beside two familiar coins shows what to look at first. The table lists each address prefix and the network's defining trait.
| Coin | Address starts with | Defining trait |
|---|---|---|
| Monero (XMR) | «4», subaddress «8» | sender, receiver and amount hidden by design |
| Bitcoin (BTC) | «1», «3» or «bc1» | fee in BTC depends on network load |
| Ethereum (ETH) | «0x» | gas paid in ETH; ERC20 tokens run on it |
An address beginning with «bc1» or «0x» has no place in an order to receive XMR — those are other networks. Copy the address from your Monero wallet and check the first and last characters.
How do you choose a Monero exchanger on OnExchanger?
Compare the amount to receive and the terms. On a direction page each exchanger shows its own rate, limits and reserve; verification rules are on its site.
OnExchanger.com is an exchanger monitor. Rates arrive automatically from public XML rate files, only recently updated offers stay listed, and your choice takes you to the exchanger's site. We hold no funds and run no exchanges — the order and payout are handled by the exchanger. OnExchanger may earn a partner commission on a click-through; you pay the exchanger's rate with nothing added by us.
The «Exchangers that accept Monero» block shows how many XMR directions each service runs, and the full list of services we track is on the online exchangers on OnExchanger page.
FAQ
Because Monero transfers hide the sender, receiver and amount by design. Privacy is built into the network itself rather than switched on as a setting.